Healthcare That Works for Real Life
Getting the care you need shouldn't feel complicated, expensive, or frustrating.
Affordable Care
Access quality healthcare solutions designed to help reduce unnecessary costs.
Simpler Access
From primary care and specialists to labs and wellness services, getting the care you need becomes easier.
Personal Guidance
The Care Navigation™ Team provides support when you need it.
A Better Way to Access Healthcare.
Unify™ Healthcare was designed to simplify healthcare by combining affordable coverage, care navigation, and access to trusted providers into one connected experience.
Instead of navigating healthcare alone, you have access to tools and resources that make it easier to find care, understand your options, and make informed decisions.
Because quality care should be accessible.
Healthcare Plan that fits you
Simple, flexible healthcare options designed for real life.
SMARTCare 360™
Routine Care
per month
SMARTCare 360™
Hospital
per month
SMARTCare 360™
Hospital+
per month
SMARTCare™1,2 Routine Care | SMARTCare™ 1,2 Hospital | SMARTCare™ 1,2 Hospital+ | |
|---|---|---|---|
SMARTCare 360™ Platform Your company's 24/7 Medical Director |  | | |
| Routine Care | |||
$0 Copay Virtual and In-Network Office Visit with 48 hour Pre-Authorization $20 Copay4 Out-of-Network Office Visit with 48 hour Pre-Authorization $50 Copay5 In-Network or Out of Network Visit without 48 hour Pre-Authorization | | | |
$0 Copay Labs with 48 hour Pre-Authorization | | | |
$0 Copay Mental Health Tele-Counseling with 48 hour Pre-Authorization | | | |
Rx & Immunization Copays may vary depending on Pharmacy location, quantity, and dosage with 48 hour Pre-Authorization | | | |
$0 Copay Virtual Specialist Curbside Consult6 with 48 hour Pre-Authorization | | | |
| Specialist / Advanced Imaging / Hospital | |||
Specialist Consults and Care $50 Copay5 with 48 hour Pre-Authorization $100 Copay5 without 48 hour Pre-Authorization (PHCS Network - Practitioner) Advanced Imaging $50 Copay5 MIR, PET, CT Scans, Ultrasound, Mammogram, and other imaging with 48 hour Pre-Authorization Hospital Care - Inpatient & Outpatient7 Individual - plan year $2,000 deductible | 20% coinsurance $4,000 out-of-pocket max4 Family - plan year $4,000 deductible | 20% coinsurance $6,000 out-of-pocket max4 Emergency Room $500 Copay + 20% coinsurance | SMARTCare 360™ Care Navigation Team Get the healthcare you need without spending more than you should: Appointment Scheduling, Referrals, Navigation, Negotiations, Alternative Funding Management Cost of Services is 100% Member Responsibility | Non-Embedded Deductible | Embedded Deductible |
Excluded Services 8 Organ transplants, Dialysis, Skilled Nursing, Advanced Psychiatric Care, and specialty and non-formulary medications | SMARTCare 360™ Care Navigation Team Get the healthcare you need without spending more than you should: Appointment Scheduling, Referrals, Navigation, Negotiations, Alternative Funding Management Cost of Services is 100% Member Responsibility | SMARTCare 360™ Care Navigation Team Get the healthcare you need without spending more than you should: Appointment Scheduling, Referrals, Navigation, Negotiations, Alternative Funding Management Cost of Services is 100% Member Responsibility | Dialysis and Skilled Nursing Included |
| Network | |||
(or add a doctor 48 hours prior to visit)⁹ | | | |
Plan Options
Your company's 24/7 Medical Director
Included in all plansRoutine Care
Routine Care & Copays
- Virtual Primary Care (24/7/365)
- In-Office Primary & Urgent Care
- Pediatric & Well Child Care
- Chiropractic (15 FREE visits)
$0 Copay (Virtual/In-Net with Pre-Auth)
$20 Copay (Out-Net with Pre-Auth)
$50 Copay (Any Visit without Pre-Auth)
$0 Copay Labs & Tele-Counseling (Pre-Auth Required)
Hospital & Specialist
Care Navigation Team
Scheduling, Referrals, Negotiations, Alternative Funding.
100% Member Responsibility
Services Covered/Excluded
Dialysis, Skilled Nursing, Organ Transplants EXCLUDED.
Hospital
Routine Care & Copays
- Virtual Primary Care (24/7/365)
- In-Office Primary & Urgent Care
- Pediatric & Well Child Care
- Chiropractic (15 FREE visits)
$0 Copay (Virtual/In-Net with Pre-Auth)
$20 Copay (Out-Net with Pre-Auth)
$50 Copay (Any Visit without Pre-Auth)
$0 Copay Labs & Tele-Counseling (Pre-Auth Required)
Hospital & Specialist
Specialist
$50 Copay (Pre-Auth)
ER Visit
$500 Copay + 20%
Hospital Plan Details (Non-Embedded)
Individual
$2,000 Deductible
$4,000 OOP Max
Family
$4,000 Deductible
$6,000 OOP Max
20% Coinsurance Applies
Services Covered/Excluded
Dialysis, Skilled Nursing, Organ Transplants EXCLUDED.
Hospital+
Routine Care & Copays
- Virtual Primary Care (24/7/365)
- In-Office Primary & Urgent Care
- Pediatric & Well Child Care
- Chiropractic (15 FREE visits)
$0 Copay (Virtual/In-Net with Pre-Auth)
$20 Copay (Out-Net with Pre-Auth)
$50 Copay (Any Visit without Pre-Auth)
$0 Copay Labs & Tele-Counseling (Pre-Auth Required)
Hospital & Specialist
Specialist
$50 Copay (Pre-Auth)
ER Visit
$500 Copay + 20%
Hospital Plan Details (Embedded)
Individual
$2,000 Deductible
$4,000 OOP Max
Family
$4,000 Deductible
$6,000 OOP Max
20% Coinsurance Applies
Services Covered/Excluded
Dialysis & Skilled Nursing INCLUDED
SMARTCare™ Membership:Maximum Benefits, Minimal Cost.
With UNIFY SMARTCare™, you get straightforward access to the care you use most, with no hidden fees and no fine print. It's predictable
It's transparent and built to fit your life.
Direct Primary Care
Primary Care & Wellness Visits with No Copay, No Deductible.
Specialist Care
Network of specialists with personalized guidance, and real results.
Care Navigation™ Team
Simplifying the process with a single contact, humanizing healthcare.
Prescription Savings
Easily refill prescriptions with Big Discounts.
Open Network and Labs
Use our physicians or your own with most routine lab work at lower prices.
The health plan that actually behaves itself.
Get Your Plan Blueprint
$0 Copays. No Deductibles.
Healthcare is often expensive and confusing—for individuals, families, and businesses. We believe it doesn't have to be that way.
That's why Unify Healthcare™ delivers membership plans that eliminate unnecessary costs while improving access to care. With our technology and personal support, we make healthcare simple, predictable, and affordable for everyone.